Hi Everyone,
I’m on vacation this week, so I’ve asked my friend, Cheryl, over at Simply CVS to be my “guest blogger” this week. I’ve followed Cheryl’s CVS advice for probably a couple of years now. Nobody does it better! I’ve been amazed at how she has turned a $10 CVS gift card into literally hundreds of dollars worth of products. What she can’t personally use, she donates to people or organizations that can. I’m sure you will learn a great deal from her “CVS 101: Ten Steps to Saving” blog! I’m posting “chapter one” but when you get done, head on over to her site and check out the rest! Thank you, Cheryl!
...Since 5/1/2010
.. ......Saved
.......$1483.93
.........Spent
... ....$24.09
..Saved Year To Date
...... .$2188.93
Disclaimer
Simply CVS is in no way connected to or compensated by CVS/pharmacy. I am just a satisfied customer who has learned to save thousands each year shopping at CVS and I love to teach others how they can, too.
CVS 101: Ten Steps to Saving
CVS Shopping = Super Savings
Do you want to learn to save money and easily keep your family stocked with necessary health and beauty items, some food and cleaning supplies for free or pennies on the dollar?
You can keep your family's H&B item needs met with very little out of pocket cash. You will also be able to have extra items for gifts, for sharing or for donating. Just by shopping at CVS and using their weekly sale ad, their coupons, their extra care bucks' program and manufacturer coupons.
It is a whole new way of thinking and shopping, but it is also very rewarding. It will take a while to learn the ropes, change your thinking and get the hang of the system, but before long you will be enjoying the benefits of learning to "CVS."
Below are 10 easy lessons to get you on the road to enjoying the benefits of shopping at CVS.
CHAPTER ONE:
CVS EXTRA CARE REWARD CARD
Have you ever thought of CVS as a place to save money on your basic health and beauty needs and some of your food needs? Even bring home some items for free? I never did, but CVS Pharmacy is a great place to do just that. I have been shopping at CVS weekly now for a couple of years and each week I bring home several to dozens of things for pennies on the dollar.
Let me help you get started saving at CVS.
Step # 1: Get an CVS Extra Care Reward Card.
With the CVS Extra Care Card you will receive sale prices, extra bucks on certain items (these are coupons on the end of your receipt to use almost just like cash at CVS) and quarterly extra bucks on all of your CVS purchases and prescriptions, and CVS coupons for a variety of products in the store (see the CVS 101 Lesson "What's an Extra Care Buck").
There are two ways to do this: you can either pick up an application in the store or fill one out on line. The benefit of picking one up at CVS is that you can get it immediately and can start shopping and saving.
Be sure to link your CVS card at Upromise to earn savings for college on selected items while you shop.
Step #2: Register Your Card Online
Go to CVS.com and on the top right hand side is an "Extra Care" icon which when clicked has a place to register your card. Be sure to put down that you want to sign up for all CVS home and email mailings--you will receive added savings in the form of periodic mailings of coupons.
Within a few weeks of registering your card you should receive an email from CVS with a $4 coupon good on a $20 purchase if you gave an email address. Then keep your eyes open for more emails with special savings.
CVS has great customer service. The 800 number is on the back of the card you will receive (800-SHOPCVS). You can also contact them thru their website. If you have any questions or concerns call CVS and they will clarify anything you might not understand or tend to any problems you encounter at your local CVS.
To read the remainder of this article, please visit Simply CVS.
Now, on to the deals this week!
Know the Lingo
BOGO – Buy one, get one free
SS – Smart Source (coupon inserts in Sunday’s papers)
RP – Red Plum (coupon inserts in Sunday’s papers)
PG – Proctor & Gamble (coupon inserts in Sunday’s papers)
GM – General Mills (occasional coupon inserts in Sunday’s papers)
Blinkie – coupon dispensers in stores
Peelie – coupons found on products that you peel off
Hangtag – coupons found hanging on bottles
All You – Magazine sold at Walmart or via subscription
Whole Foods: Click here for their coupons. If you prefer to shop at Publix, they should accept these as competitor coupons.
Publix Greenwise: Click here for their weekly ads.
Many thanks to IHeartPublix.com for their great tips on shopping at Publix!
For Publix “super deals” for 8/16-8/25 please click here.
For Publix full sale list with coupon match-ups for 8/19-8/25, please click here
For Publix ongoing sale list, please click here
For Publix Advantage Buy Flyer sales, please click here.
Renita's Favorite Money-Saving Sites
http://www.simplycvsshopping.com/
http://www.specials.publix.com
http://www.iheartpublix.com
http://www.iheartwags.com
http://www.iheartcvs.com
http://www.cvsdeals.gather.com
http://www.grocerydeals.gather.com
http://publixpennypincher.blogspot.com
http://www.southernsavers.com
http://freefrugality.blogspot.com
http://getadealdude.com
E-Book now available!
I’m excited to tell you that my book is now available as an e-book! So, you can save money while you learn to save even more money by purchasing an e-book instead of a traditionally bound book! For more information, please click here. http://wowyousavedhowmuch.com/GET_YOUR_E-BOOK_.html
Renita is a resident of Palm Beach County, and author of “Wow! You Saved How Much?” For more information, visit her website at http://wowyousavedhowmuch.com.
I grant permission for every reader to reproduce on your website the article you are now reading but copy this article, without any alteration whatsoever. Include the copyright statement, too, please.
"Copyright © Renita R. Perrone All rights reserved. Permission granted to reprint this article on your website without alteration (excluding the weekly deals) if you include this copyright statement and leave the hyperlinks live and in place." http://wowyousavedhowmuch.com
Wednesday, August 18, 2010
Thursday, August 12, 2010
I know that may seem like an odd topic for an article on saving money. However, in my experience, it is very important to remain watchful so that you are not ripped off!
Let me explain.I recently contacted my telephone provider, who also supplies my internet and cell phone services. I wanted to see if they were offering any other service plans that would save me some money. I have found that every few months they change up their service plans and there might be something better available. They advised me of a plan that was supposed to cost less, and they had a free promotional offer which included free installation. I agreed to switch. During a call to technical support after everything had been completed, I found out that this new “plan” was digital phone service via a modem. So, if I lost power, I no longer had any phone service. After the experience we had during the last hurricanes that hit our area, this was not acceptable to me. To make a long story short, I eventually ended up making them switch me back to what I had before – a traditional landline and DSL internet service. They never once mentioned any cost to me for switching back. I received my first bill from them for the initial switch and it included a $149 installation charge. I immediately called and, after about thirty minutes of my time, was told the charge would be reversed. Later I received a “late notice” for the $149 fee. This required another phone call, and another 45 minutes of my time to get it corrected. Then, after switching back to what I originally had, I received another bill with another $149 installation charge! At this point I had spent probably four hours or more of my time on the phone with technical support, billing, etc already. I was almost tempted to just pay it and be done with it. However, we simply don’t have $149 to throw away, and even more it was the principal of the matter that I refused to ignore. So, another hour of my time on hold with a representative to get that charge reversed. Let’s hope it truly IS reversed so I don’t have to go through this yet again! My diligence in reviewing bills saved us over $300 (adding in taxes, etc).
However, I wonder how many people don’t pay attention to their bills and just end up paying fees like this? I have had various services charged to my home phone or cell phone accounts. When I call the number given, they try to tell me that someone in my house signed up for this special voice mail service or various other things. All of which I know is not true. Occasionally we’ve had unrecognized charges on our credit card bills. It turned out that someone had stolen our credit card number even though the cards were still in our possession. Again, how many people never review their bills and just pay the charges? I also found out that my telephone service provider can change your account to require a password to make any changes to it, which has prevented these unwanted services from being added. You may want to check into that as well, especially if you have children who might put your phone number in for something online, not realizing they are “authorizing” a charge to your phone. I cannot urge you enough to be diligent to review every bill before you pay it. It could save you a considerable amount of money each year.
Now, on to the deals this week!
Know the LingoBOGO – Buy one, get one free
SS – Smart Source (coupon inserts in Sunday’s papers)
RP – Red Plum (coupon inserts in Sunday’s papers)
PG – Proctor & Gamble (coupon inserts in Sunday’s papers)
GM – General Mills (occasional coupon inserts in Sunday’s papers)
Blinkie – coupon dispensers in stores
Peelie – coupons found on products that you peel off
Hangtag – coupons found hanging on bottles
All You – Magazine sold at Walmart or via subscription
Back-To-School ShoppingBefore we start on the grocery store deals, don’t forget that this weekend is the Tax-Free Back To School Shopping. I found a great list recapping where the deals are for each type of item over at BeCentsAble.
Whole Foods: Click here for their coupons.
If you prefer to shop at Publix, they should accept these as competitor coupons.
Publix Greenwise: Click here for their weekly ads.
Many thanks to IHeartPublix.com for their great tips on shopping at Publix!
For Publix 'Super Deals' for 8/12-8/18, please click here.
For Publix full sale list with coupon match-ups for 8/12-8/18, please click here.
For Publix ongoing sale list, please click here .
For Publix Advantage Buy Flyer sales, please click here.
Renita's Favorite Money-Saving Sites
http://cvssimply.blogspot.com
http://www.specials.publix.com
http://www.iheartpublix.com
http://www.iheartwags.com
http://www.iheartcvs.com
http://www.cvsdeals.gather.com
http://www.grocerydeals.gather.com
http://publixpennypincher.blogspot.com
http://www.southernsavers.com
http://freefrugality.blogspot.com
http://getadealdude.com
E-Book now available!
I’m excited to tell you that my book is now available as an e-book! So, you can save money while you learn to save even more money by purchasing an e-book instead of a traditionally bound book! For more information, please click here.
Renita is a resident of Palm Beach County, and author of “Wow! You Saved How Much?” For more information, visit her website at http://wowyousavedhowmuch.com.
I grant permission for every reader to reproduce on your website the article you are now reading but copy this article, without any alteration whatsoever. Include the copyright statement, too, please.
"Copyright © Renita R. Perrone All rights reserved. Permission granted to reprint this article on your website without alteration (excluding the weekly deals) if you include this copyright statement and leave the hyperlinks live and in place." http://wowyousavedhowmuch.com
Let me explain.I recently contacted my telephone provider, who also supplies my internet and cell phone services. I wanted to see if they were offering any other service plans that would save me some money. I have found that every few months they change up their service plans and there might be something better available. They advised me of a plan that was supposed to cost less, and they had a free promotional offer which included free installation. I agreed to switch. During a call to technical support after everything had been completed, I found out that this new “plan” was digital phone service via a modem. So, if I lost power, I no longer had any phone service. After the experience we had during the last hurricanes that hit our area, this was not acceptable to me. To make a long story short, I eventually ended up making them switch me back to what I had before – a traditional landline and DSL internet service. They never once mentioned any cost to me for switching back. I received my first bill from them for the initial switch and it included a $149 installation charge. I immediately called and, after about thirty minutes of my time, was told the charge would be reversed. Later I received a “late notice” for the $149 fee. This required another phone call, and another 45 minutes of my time to get it corrected. Then, after switching back to what I originally had, I received another bill with another $149 installation charge! At this point I had spent probably four hours or more of my time on the phone with technical support, billing, etc already. I was almost tempted to just pay it and be done with it. However, we simply don’t have $149 to throw away, and even more it was the principal of the matter that I refused to ignore. So, another hour of my time on hold with a representative to get that charge reversed. Let’s hope it truly IS reversed so I don’t have to go through this yet again! My diligence in reviewing bills saved us over $300 (adding in taxes, etc).
However, I wonder how many people don’t pay attention to their bills and just end up paying fees like this? I have had various services charged to my home phone or cell phone accounts. When I call the number given, they try to tell me that someone in my house signed up for this special voice mail service or various other things. All of which I know is not true. Occasionally we’ve had unrecognized charges on our credit card bills. It turned out that someone had stolen our credit card number even though the cards were still in our possession. Again, how many people never review their bills and just pay the charges? I also found out that my telephone service provider can change your account to require a password to make any changes to it, which has prevented these unwanted services from being added. You may want to check into that as well, especially if you have children who might put your phone number in for something online, not realizing they are “authorizing” a charge to your phone. I cannot urge you enough to be diligent to review every bill before you pay it. It could save you a considerable amount of money each year.
Now, on to the deals this week!
Know the LingoBOGO – Buy one, get one free
SS – Smart Source (coupon inserts in Sunday’s papers)
RP – Red Plum (coupon inserts in Sunday’s papers)
PG – Proctor & Gamble (coupon inserts in Sunday’s papers)
GM – General Mills (occasional coupon inserts in Sunday’s papers)
Blinkie – coupon dispensers in stores
Peelie – coupons found on products that you peel off
Hangtag – coupons found hanging on bottles
All You – Magazine sold at Walmart or via subscription
Back-To-School ShoppingBefore we start on the grocery store deals, don’t forget that this weekend is the Tax-Free Back To School Shopping. I found a great list recapping where the deals are for each type of item over at BeCentsAble.
Whole Foods: Click here for their coupons.
If you prefer to shop at Publix, they should accept these as competitor coupons.
Publix Greenwise: Click here for their weekly ads.
Many thanks to IHeartPublix.com for their great tips on shopping at Publix!
For Publix 'Super Deals' for 8/12-8/18, please click here.
For Publix full sale list with coupon match-ups for 8/12-8/18, please click here.
For Publix ongoing sale list, please click here .
For Publix Advantage Buy Flyer sales, please click here.
Renita's Favorite Money-Saving Sites
http://cvssimply.blogspot.com
http://www.specials.publix.com
http://www.iheartpublix.com
http://www.iheartwags.com
http://www.iheartcvs.com
http://www.cvsdeals.gather.com
http://www.grocerydeals.gather.com
http://publixpennypincher.blogspot.com
http://www.southernsavers.com
http://freefrugality.blogspot.com
http://getadealdude.com
E-Book now available!
I’m excited to tell you that my book is now available as an e-book! So, you can save money while you learn to save even more money by purchasing an e-book instead of a traditionally bound book! For more information, please click here.
Renita is a resident of Palm Beach County, and author of “Wow! You Saved How Much?” For more information, visit her website at http://wowyousavedhowmuch.com.
I grant permission for every reader to reproduce on your website the article you are now reading but copy this article, without any alteration whatsoever. Include the copyright statement, too, please.
"Copyright © Renita R. Perrone All rights reserved. Permission granted to reprint this article on your website without alteration (excluding the weekly deals) if you include this copyright statement and leave the hyperlinks live and in place." http://wowyousavedhowmuch.com
Tuesday, August 3, 2010
Simple Saving Strategies / Weekly Deals 8/5-8/11/2010
Back-to-School time is quickly approaching! Have you been watching your stores sales flyers for the deals? I hope so! I managed to get some great deals at Office Depot last week. This week they are offering a free backpack with a $10 minimum purchase (while supplies last and in stores only). And most stores are offering some really good prices on school supplies right now. But, before you start buying, why not take yourself on a little shopping spree in your own home? We recently had to move our couch looking for something. Needless to say, I found enough pencils underneath to last us at least a year, if not more! I also needed a large 3-ring binder and didn’t want to buy one when I knew we had one somewhere. Sure enough, as we were de-cluttering our office, my husband found exactly what I needed, along with some page protectors that I wanted for organizing some of my children’s crafts. So, take a good inventory of what is in your own home before spending money unnecessarily. And don’t forget that the tax-free back-to-school shopping is August 13-15 for Florida residents. If you need more information on that, please click here.
A couple of other quick tips to help with your grocery budget:
1.) Make sure you are purchasing your produce in season. Publix has an easy guide on their site here. Or, you can find a guide map that shows each state (to help with purchasing local produce) here.
2.) Consider reducing the amount of meat you use. I will be the first to admit that this is very hard for us. But eating one meatless meal per week could cut down your grocery budget by a decent amount. Adding rice to a vegetable stir-fry will help it be more filling, and is also very healthy if you’re using long-grain rice.
3.) Stop buying all the different cleaners for your home! Most things can be cleaned perfectly well with vinegar, water and baking soda. Even bleach is a simple and effective cleaner that is very affordable. If you need more information on homemade cleaning recipes, please see my article on Frugality of Homemade Cleaning Products.
4.) Stop using paper towels! I know paper towels are convenient, but they are not very cost-effective. For many tasks, old rags work better and they don’t cost you anything. In addition, cloth napkins can save you purchasing paper napkins all the time.
Now, on to this week’s deals!
Know the Lingo
BOGO – Buy one, get one free
SS – Smart Source (coupon inserts in Sunday’s papers)
RP – Red Plum (coupon inserts in Sunday’s papers)
PG – Proctor & Gamble (coupon inserts in Sunday’s papers)
GM – General Mills (occasional coupon inserts in Sunday’s papers)
Blinkie – coupon dispensers in stores
Peelie – coupons found on products that you peel off
Hangtag – coupons found hanging on bottles
All You – Magazine sold at Walmart or via subscription
Whole Foods: Click here for their coupons.
If you prefer to shop at Publix, they should accept these as competitor coupons.
Publix Greenwise: Click here for their weekly ads.
Many thanks to IHeartPublix.com for their great tips on shopping at Publix!
For Publix “super deals” for 8/5-8/11, please click here.
For Publix full sale list with coupon match-ups for 8/5-8/11, please click here.
For Publix ongoing sale list, please click here.
For Publix Advantage Buy Flyer sales, please click here.
Renita's Favorite Money-Saving Sites
http://cvssimply.blogspot.com
http://www.specials.publix.com
http://www.iheartpublix.com
http://www.iheartwags.com
http://www.iheartcvs.com
http://www.cvsdeals.gather.com
http://www.grocerydeals.gather.com
http://publixpennypincher.blogspot.com
http://www.southernsavers.com
http://freefrugality.blogspot.com
http://getadealdude.com
E-Book now available!I’m excited to tell you that my book is now available as an e-book! So, you can save money while you learn to save even more money by purchasing an e-book instead of a traditionally bound book! For more information, please click here.
Renita is a resident of Palm Beach County, and author of “Wow! You Saved How Much?” For more information, visit her website at http://wowyousavedhowmuch.com.
I grant permission for every reader to reproduce on your website the article you are now reading but copy this article, without any alteration whatsoever. Include the copyright statement, too, please."
Copyright © Renita R. Perrone All rights reserved. Permission granted to reprint this article on your website without alteration (excluding the weekly deals) if you include this copyright statement and leave the hyperlinks live and in place." http://wowyousavedhowmuch.com
A couple of other quick tips to help with your grocery budget:
1.) Make sure you are purchasing your produce in season. Publix has an easy guide on their site here. Or, you can find a guide map that shows each state (to help with purchasing local produce) here.
2.) Consider reducing the amount of meat you use. I will be the first to admit that this is very hard for us. But eating one meatless meal per week could cut down your grocery budget by a decent amount. Adding rice to a vegetable stir-fry will help it be more filling, and is also very healthy if you’re using long-grain rice.
3.) Stop buying all the different cleaners for your home! Most things can be cleaned perfectly well with vinegar, water and baking soda. Even bleach is a simple and effective cleaner that is very affordable. If you need more information on homemade cleaning recipes, please see my article on Frugality of Homemade Cleaning Products.
4.) Stop using paper towels! I know paper towels are convenient, but they are not very cost-effective. For many tasks, old rags work better and they don’t cost you anything. In addition, cloth napkins can save you purchasing paper napkins all the time.
Now, on to this week’s deals!
Know the Lingo
BOGO – Buy one, get one free
SS – Smart Source (coupon inserts in Sunday’s papers)
RP – Red Plum (coupon inserts in Sunday’s papers)
PG – Proctor & Gamble (coupon inserts in Sunday’s papers)
GM – General Mills (occasional coupon inserts in Sunday’s papers)
Blinkie – coupon dispensers in stores
Peelie – coupons found on products that you peel off
Hangtag – coupons found hanging on bottles
All You – Magazine sold at Walmart or via subscription
Whole Foods: Click here for their coupons.
If you prefer to shop at Publix, they should accept these as competitor coupons.
Publix Greenwise: Click here for their weekly ads.
Many thanks to IHeartPublix.com for their great tips on shopping at Publix!
For Publix “super deals” for 8/5-8/11, please click here.
For Publix full sale list with coupon match-ups for 8/5-8/11, please click here.
For Publix ongoing sale list, please click here.
For Publix Advantage Buy Flyer sales, please click here.
Renita's Favorite Money-Saving Sites
http://cvssimply.blogspot.com
http://www.specials.publix.com
http://www.iheartpublix.com
http://www.iheartwags.com
http://www.iheartcvs.com
http://www.cvsdeals.gather.com
http://www.grocerydeals.gather.com
http://publixpennypincher.blogspot.com
http://www.southernsavers.com
http://freefrugality.blogspot.com
http://getadealdude.com
E-Book now available!I’m excited to tell you that my book is now available as an e-book! So, you can save money while you learn to save even more money by purchasing an e-book instead of a traditionally bound book! For more information, please click here.
Renita is a resident of Palm Beach County, and author of “Wow! You Saved How Much?” For more information, visit her website at http://wowyousavedhowmuch.com.
I grant permission for every reader to reproduce on your website the article you are now reading but copy this article, without any alteration whatsoever. Include the copyright statement, too, please."
Copyright © Renita R. Perrone All rights reserved. Permission granted to reprint this article on your website without alteration (excluding the weekly deals) if you include this copyright statement and leave the hyperlinks live and in place." http://wowyousavedhowmuch.com
Wednesday, July 28, 2010
Easy Money on SideTick
Have you heard of SideTick yet? I have to say I'm impressed!!
SideTick is a new social networking site that pays members. I have to say I was skeptical at first. I've joined other social sites that were supposed to pay and then they just disappeared. The only exception for me so far has been Gather. Until now! SideTick gives you points that convert to cash. Almost every activity earns you a point, and when others view your articles/photos, etc, you get points as well. And, you can qualify for 1000 points per day by simply doing 2 things. They send you an email each day for some sort of advertisement. You have to view the ad. Then, you have to comment on one "tick blog" each day. There are a couple of tick blogs you can comment on. One is an article posted daily by Jenny Stein, one of the moderators (?) for the site. The other one I sometimes do is the daily tick blog topic in the "weightloss community" section. If you do both of these things in the same day, you get your 1000 points. I rarely spent much more time than that on the site, just because I don't have alot of time. But doing that alone will earn you $15 a month, miminum. You do have to reach a $25 value before you can cash out. But, I have now been paid twice from the site.
Why don't you join me? Just click here to join.
I'm always happy to help if you need it. Just send me an email on the site or privately at renitaperrone@gmail.com
SideTick is a new social networking site that pays members. I have to say I was skeptical at first. I've joined other social sites that were supposed to pay and then they just disappeared. The only exception for me so far has been Gather. Until now! SideTick gives you points that convert to cash. Almost every activity earns you a point, and when others view your articles/photos, etc, you get points as well. And, you can qualify for 1000 points per day by simply doing 2 things. They send you an email each day for some sort of advertisement. You have to view the ad. Then, you have to comment on one "tick blog" each day. There are a couple of tick blogs you can comment on. One is an article posted daily by Jenny Stein, one of the moderators (?) for the site. The other one I sometimes do is the daily tick blog topic in the "weightloss community" section. If you do both of these things in the same day, you get your 1000 points. I rarely spent much more time than that on the site, just because I don't have alot of time. But doing that alone will earn you $15 a month, miminum. You do have to reach a $25 value before you can cash out. But, I have now been paid twice from the site.
Why don't you join me? Just click here to join.
I'm always happy to help if you need it. Just send me an email on the site or privately at renitaperrone@gmail.com
Tuesday, July 27, 2010
Crafty Savings / Weekly Deals for 7/29-8/4/2010
Many of us have children who love to do crafts. With the back-to-school sales beginning, now is a good time to stock up on some of the standard craft supplies such as glue, markers, crayons, water colors, etc. However, there are many items you can collect to use for crafts that won’t cost you a cent.
• Cereal boxes – cut the empty boxes and use the back side for painting or drawing on.
• Popsicle sticks – wash them and let them dry and use them to build bird houses, picture frames, or various other fun items
• Styrafoam trays – save these from your meat or veggie purchases, wash them and use them for making airplanes, cut out shapes to glue on other pictures, etc.
• Wrapping paper / wall paper – use the back side to draw, paint, color on. Or cut out interesting designs to glue onto pictures.
• 2-ltr bottles/milk jugs – can be used to make a birdfeeder
• Egg cartons – can be fun to paint, or use as an organizer for small items.
There are ideas for crafts from milk jugs, oatmeal boxes, toilet paper tubes, paper towel tubes, altoid mint tins, and so much more.
With a little help from the internet, you can find crafts that are appropriate for any age using mostly common household items. And, it’s a great way to encourage creativity in your child!
You may want to check out the following websites for some ideas:
Education.com
Enchanted Learning
Amazing Moms
About.com
So, be creative and have some fun! Please share your ideas as well!
Now, on to the deals this week!
Know the Lingo
BOGO – Buy one, get one free
SS – Smart Source (coupon inserts in Sunday’s papers)
RP – Red Plum (coupon inserts in Sunday’s papers)
PG – Proctor & Gamble (coupon inserts in Sunday’s papers)
GM – General Mills (occasional coupon inserts in Sunday’s papers)
Blinkie – coupon dispensers in stores
Peelie – coupons found on products that you peel off
Hangtag – coupons found hanging on bottles
All You – Magazine sold at Walmart or via subscription
Whole Foods: Click here for their coupons. If you prefer to shop at Publix, they should accept these as competitor coupons.
Publix Greenwise: Click here for their weekly ads.
Many thanks to IHeartPublix.com for their great tips on shopping at Publix!
For Publix “super deals” for 7/29-8/4, please click here
For Publix full sale list with coupon match-ups for 7/29-8/4, please click here
For Publix ongoing sale list, please click here
For Publix Advantage Buy Flyer sales, please click here.
Renita's Favorite Money-Saving Sites
http://cvssimply.blogspot.com
http://www.specials.publix.com
http://www.iheartpublix.com
http://www.iheartwags.com
http://www.iheartcvs.com
http://www.cvsdeals.gather.com
http://www.grocerydeals.gather.com
http://publixpennypincher.blogspot.com
http://www.southernsavers.com
http://freefrugality.blogspot.com
http://getadealdude.com
E-Book now available!
I’m excited to tell you that my book is now available as an e-book! So, you can save money while you learn to save even more money by purchasing an e-book instead of a traditionally bound book! For more information, please click here.
Renita is a resident of Palm Beach County, and author of “Wow! You Saved How Much?” For more information, visit her website at http://wowyousavedhowmuch.com.
I grant permission for every reader to reproduce on your website the article you are now reading but copy this article, without any alteration whatsoever. Include the copyright statement, too, please.
"Copyright © Renita R. Perrone All rights reserved. Permission granted to reprint this article on your website without alteration (excluding the weekly deals) if you include this copyright statement and leave the hyperlinks live and in place." http://wowyousavedhowmuch.com
• Cereal boxes – cut the empty boxes and use the back side for painting or drawing on.
• Popsicle sticks – wash them and let them dry and use them to build bird houses, picture frames, or various other fun items
• Styrafoam trays – save these from your meat or veggie purchases, wash them and use them for making airplanes, cut out shapes to glue on other pictures, etc.
• Wrapping paper / wall paper – use the back side to draw, paint, color on. Or cut out interesting designs to glue onto pictures.
• 2-ltr bottles/milk jugs – can be used to make a birdfeeder
• Egg cartons – can be fun to paint, or use as an organizer for small items.
There are ideas for crafts from milk jugs, oatmeal boxes, toilet paper tubes, paper towel tubes, altoid mint tins, and so much more.
With a little help from the internet, you can find crafts that are appropriate for any age using mostly common household items. And, it’s a great way to encourage creativity in your child!
You may want to check out the following websites for some ideas:
Education.com
Enchanted Learning
Amazing Moms
About.com
So, be creative and have some fun! Please share your ideas as well!
Now, on to the deals this week!
Know the Lingo
BOGO – Buy one, get one free
SS – Smart Source (coupon inserts in Sunday’s papers)
RP – Red Plum (coupon inserts in Sunday’s papers)
PG – Proctor & Gamble (coupon inserts in Sunday’s papers)
GM – General Mills (occasional coupon inserts in Sunday’s papers)
Blinkie – coupon dispensers in stores
Peelie – coupons found on products that you peel off
Hangtag – coupons found hanging on bottles
All You – Magazine sold at Walmart or via subscription
Whole Foods: Click here for their coupons. If you prefer to shop at Publix, they should accept these as competitor coupons.
Publix Greenwise: Click here for their weekly ads.
Many thanks to IHeartPublix.com for their great tips on shopping at Publix!
For Publix “super deals” for 7/29-8/4, please click here
For Publix full sale list with coupon match-ups for 7/29-8/4, please click here
For Publix ongoing sale list, please click here
For Publix Advantage Buy Flyer sales, please click here.
Renita's Favorite Money-Saving Sites
http://cvssimply.blogspot.com
http://www.specials.publix.com
http://www.iheartpublix.com
http://www.iheartwags.com
http://www.iheartcvs.com
http://www.cvsdeals.gather.com
http://www.grocerydeals.gather.com
http://publixpennypincher.blogspot.com
http://www.southernsavers.com
http://freefrugality.blogspot.com
http://getadealdude.com
E-Book now available!
I’m excited to tell you that my book is now available as an e-book! So, you can save money while you learn to save even more money by purchasing an e-book instead of a traditionally bound book! For more information, please click here.
Renita is a resident of Palm Beach County, and author of “Wow! You Saved How Much?” For more information, visit her website at http://wowyousavedhowmuch.com.
I grant permission for every reader to reproduce on your website the article you are now reading but copy this article, without any alteration whatsoever. Include the copyright statement, too, please.
"Copyright © Renita R. Perrone All rights reserved. Permission granted to reprint this article on your website without alteration (excluding the weekly deals) if you include this copyright statement and leave the hyperlinks live and in place." http://wowyousavedhowmuch.com
Earn Money From Home
In an economy where most people are downsizing, our business continues to grow and expand. If you have been looking for a way to make ends meet, or make some extra money, this could be your answer. Invite some friends, attend one of the webinars below and see first hand what so many are talking about.
WEBINAR SCHEDULE (ALL TIMES EASTERN)
Tuesday, July 27, 8:30p.m. Hosted by John Boyd
Wednesday, July 28, 10 p.m. Hosted by Tye Riter
Thursday, July 29
10:30 a.m. Hosted by Tye
10:00 p.m. Hosted by Tye
LINK: Click Here
Dial-in Number: (712)432-0075
Access Code: 964251
Finally, if you are interested and would like more information email me and I will set up a special plan to help you reach your goals.
wowyousavedhowmuch@gmail.com
WEBINAR SCHEDULE (ALL TIMES EASTERN)
Tuesday, July 27, 8:30p.m. Hosted by John Boyd
Wednesday, July 28, 10 p.m. Hosted by Tye Riter
Thursday, July 29
10:30 a.m. Hosted by Tye
10:00 p.m. Hosted by Tye
LINK: Click Here
Dial-in Number: (712)432-0075
Access Code: 964251
Finally, if you are interested and would like more information email me and I will set up a special plan to help you reach your goals.
wowyousavedhowmuch@gmail.com
Sunday, July 18, 2010
Make Saving A Habit
In today’s society, the majority of us truly do live paycheck-to-paycheck. Sometimes it is because we are actually overspending and sometimes circumstances get us into a financial pinch. However, one key component of getting out of debt is learning to save. I know what many of you are thinking right now. “How can I save when my paycheck barely covers (or doesn’t cover) the bills.” Believe me, I fully understand!! But saving money needs to become a habit. It doesn’t just happen when you finally have extra money after paying bills. If you wait until then, you will continue to get deeper in debt.
I strongly suggest that you open a savings account that does not have a minimum balance to avoid a service charge. Then take a set amount of each paycheck and put it into that account. We prefer to use an ING Direct account (http://ingdirect.com) for this for a couple of reasons. First of all, ING offers a better interest rate than traditional banks. And secondly, since they are an online bank, you don’t have immediate access to your funds. Transferring money to and from your account is easy, but it does take a couple of days. Be sure to check with your bank about withdrawal or transfer fees. This prevents us from using the money for impulse purchases. However, if you don’t have a traditional bank to use to transfer funds, call around and find a bank that offers an account to suit your needs. By the way, ING Direct is FDIC insured.
So now you’re still wondering how you are supposed to do this if there isn’t any extra money after the bills, right? Would you really miss a buck or two out of each paycheck? Maybe even $5-$20 is manageable. Whatever amount you decide upon is good. The real point is to make it a habit to save. Mark your calendar for about three months after you’ve started saving and see if you can raise the amount you are putting into the account. Hopefully, by doing this, the next time something unexpected happens, you’ll have the money there to pay cash and not get into further debt. And it’s a good way to reduce financial stress by knowing you have a small “cushion.” I know some people who take the money they save by using coupons and put that into their savings accounts. Where there is a will, there is a way!
I grant permission for every reader to reproduce on your website the article you are now reading but copy this article, without any alteration whatsoever. Include the copyright statement, too, please.
"Copyright © Renita R. Perrone All rights reserved. Permission granted to reprint this article on your website without alteration if you include this copyright statement and leave the hyperlinks live and in place." www.wowyousavedhowmuch.com
I strongly suggest that you open a savings account that does not have a minimum balance to avoid a service charge. Then take a set amount of each paycheck and put it into that account. We prefer to use an ING Direct account (http://ingdirect.com) for this for a couple of reasons. First of all, ING offers a better interest rate than traditional banks. And secondly, since they are an online bank, you don’t have immediate access to your funds. Transferring money to and from your account is easy, but it does take a couple of days. Be sure to check with your bank about withdrawal or transfer fees. This prevents us from using the money for impulse purchases. However, if you don’t have a traditional bank to use to transfer funds, call around and find a bank that offers an account to suit your needs. By the way, ING Direct is FDIC insured.
So now you’re still wondering how you are supposed to do this if there isn’t any extra money after the bills, right? Would you really miss a buck or two out of each paycheck? Maybe even $5-$20 is manageable. Whatever amount you decide upon is good. The real point is to make it a habit to save. Mark your calendar for about three months after you’ve started saving and see if you can raise the amount you are putting into the account. Hopefully, by doing this, the next time something unexpected happens, you’ll have the money there to pay cash and not get into further debt. And it’s a good way to reduce financial stress by knowing you have a small “cushion.” I know some people who take the money they save by using coupons and put that into their savings accounts. Where there is a will, there is a way!
I grant permission for every reader to reproduce on your website the article you are now reading but copy this article, without any alteration whatsoever. Include the copyright statement, too, please.
"Copyright © Renita R. Perrone All rights reserved. Permission granted to reprint this article on your website without alteration if you include this copyright statement and leave the hyperlinks live and in place." www.wowyousavedhowmuch.com
Subscribe to:
Posts (Atom)
Posts
